Terms of Use

Web Site User Agreement

Your use of the New Peoples Bank Financial Services web site constitutes your agreement without modification to all of the following terms, conditions and notices. By accessing the web site you agree to be bound by the terms and conditions as hereafter set forth and as amended by New Peoples Bank Financial Services from time to time.

Copyright and Trademark Information

The contents of this site are the property of New Peoples Bank Financial Services unless otherwise indicated, and protected by copyright and trademark laws. All logos, service marks, trade names and trademarks contained within this web site are the sole property of New Peoples Bank Financial Services It is prohibited for anyone to use such trademarks or any content contained with in this web site for any purpose whatsoever without the prior written consent of New Peoples Bank Financial Services The web site may contain logos and trademarks of third parties, in which case it is also prohibited to use these marks without the third party’s consent. Copyright law protects the content of this web site. Any unauthorized use of information on this web site may be punishable by law.

Products and Services

Not all financial products and services described on this web site are available in all geographic areas. In addition, you may not be eligible of qualify for all the products and services described herein. New Peoples Bank Financial Services reserves the right to determine your eligibility for any product or service. All products and services are subject to change without notice.

Unlawful and Prohibited Use of the Web Site

New Peoples Bank Financial Services will only utilize information provided by users for lawful business purposes. As a condition of your use of this web site, you warrant to New Peoples Bank Financial Services that you will not use this web site or any information contained on the web site for any purpose that is unlawful or prohibited by these Terms of Use.

Links to Other Internet Sites

This web site may contain links to other web sites operated by third parties. New Peoples Bank Financial Services provides links to other sites as a service to users. The linked sites are not under the control of New Peoples Bank Financial Services and New Peoples Bank Financial Services is not responsible for the content available on the third-party sites. New Peoples Bank Financial Services does not endorse or approve of material and content on any other site. Because we may not always know when information on a linked site changes, New Peoples Bank Financial Services is not responsible for the content or accuracy of any third party website. New Peoples Bank Financial Services shall not be responsible for any loss or damage of any sort resulting from the use of a link on its websites nor will it be liable for any failure of products or services advertised or provided on these linked sites.
New Peoples Bank Financial Services offers links to you on an "as is" basis. When you visit a third party website by using a link on a New Peoples Bank Financial Services site, you will no longer be protected by New Peoples Bank Financial Services privacy policy or security practices. The data collection, use and protection practices of the linked site may differ from the practices of New Peoples Bank Financial Services. You should familiarize yourself with the privacy policy and security practices of the linked website. Those are the policies and practices that will apply to your use of the linked website, not New Peoples Bank Financial Services policies and practices. New Peoples Bank Financial Services is not responsible for, and expressly disclaims all liability for, damages of any kind arising out of the use of such linked sites, or reference to or reliance on information contained therein.

Tools and Calculators

This web site may contain tools and calculators. New Peoples Bank Financial Services provides tools and calculators as a service to users, for educational purposes only. New Peoples Bank Financial Services does not guarantee the accuracy of the calculators or the results. New Peoples Bank Financial Services is not responsible for, and expressly disclaims all liability for, damages of any kind arising out of the use of such tools and calculators.

Pop-up Windows

In certain cases, content on this Web site is shown in "pop-up" windows. Visitors running "pop-up blocker" programs will not be able to view this content. You must allow pop-ups from www.npbfinancial.com or first "disable" your pop-up blocker while visiting our Web site in order to view this content.

No Warranties

Use of this web site and its contents are at the user's sole risk and are provided “as is”, “as available”. Any products, services or information from the web site are to be used at you own risk, with no obligations, warranties, or liabilities of any type by New Peoples Bank Financial Services. New Peoples Bank Financial Services will not be responsible for any loss, damage to equipment, or incompatibility between the web site and any Web browser, operating system, or device utilized by users. New Peoples Bank Financial Services does not warrant the accuracy, adequacy or completeness of this information and materials and expressly disclaims liability for errors or omissions in this information and materials. New Peoples Bank Financial Services assumes no responsibility for consequences from the use of the information herein, or in any respect for the content of such information, including, but not limited to, delays, the accuracy or reasonableness of information, the defamatory nature of statements, ownership of copyright or other intellectual property rights, and the violation of property, privacy or personal rights of others. New Peoples Bank Financial Services is not responsible for, and expressly disclaims all liability for, damages of any kind arising out of use, reference or reliance on such information.

INFORMATION ON THIS SITE IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.IN NO EVENT WILL New Peoples Bank Financial Services OR ITS SUBSIDIARIES, AFFILIATES, CONTRACTORS, OR THEIR RESPECTIVE EMPLOYEES BE LIABLE UNDER ANY CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHER CLAIM FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES) RESULTING FROM THE USE OF OR THE INABILITY TO USE THE WEB SITE, SITE CONTENT OR ANY PRODUCTS OR SERVICES, OR ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, EFFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, LINE SYSTEM FAILURE, LOSS OF DATA, OR LOSS OF USE RELATED TO THIS WEB SITE OR ANY WEB SITE OPERATED BY ANY THIRD PARTY.

Indemnification

The user agrees to indemnify and hold New Peoples Bank Financial Services harmless from and against any and all claims, losses, liability, cost, and expenses, including, but not limited to attorney’s fees, arising the user’s violation of these Terms of Use or any third party’s rights, including, but not limited to, copyrights, proprietary and privacy rights. This indemnification and hold harmless obligation will survive the termination of these Terms of Use.

Modifications

New Peoples Bank Financial Services reserves the right to change the Terms of Use and modify the contents of the web site without notice.

General

If any part of this agreement is determined to be unenforceable by a court of competent jurisdiction, the unenforceable portion will be modified by the court solely to the extent necessary to cause such portion to be enforceable, and the remainder of the agreement shall continue in full force and effect.
This agreement constitutes the entire agreement between you and New Peoples Bank Financial Services with respect to the use of this web site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between you and New Peoples Bank Financial Services with respect to this web site. A printed version of this agreement shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.
For more information contact us us locally at 276-628-7032 or toll-free at 866-672-4769. You may also wish to stop by our Bristol office at 101 Linden Square Drive, Bristol, VA 24202.

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Securities and Advisory services offered through LPL Financial, A registered Investment Advisor. Member FINRA / SIPC. The investment products sold through LPL Financial are not insured by New Peoples Bank and are not FDIC insured. These products are not obligations of New Peoples Bank
and are not endorsed, recommended or guaranteed by New Peoples Bank or any government agency.
The value of the investment may fluctuate, the return on the investment is not guaranteed, and loss of principal is possible.

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business
with residents of the following states: Virginia, Tennessee and West Virginia

New Peoples Bank, Inc. and New Peoples Financial Services, Inc. are not registered broker/dealers and are not affiliated with LPL Financial.